Retire Early

Do I really need a financial advisor if I want to retire early?

In this episode of the Retire Early Podcast, financial advisors Sam Benson and Linwood Fraher from Martin Wealth Solutions discuss the critical decision of whether to manage your investments yourself or hire a financial advisor. They explore the benefits and pitfalls of both approaches, the types of financial professionals available, and the importance of selecting a fiduciary. They also delve into the emotional and strategic aspects of financial planning, the essential questions to ask potential advisors, and the comprehensive services a good financial advisor should provide. Tune in to learn what can help you achieve your goal of retiring early.
http://retirewithmartin.com/ <- Learn about working with us
www.planwellretirehappy.com 
00:00 Introduction to Financial Advising
01:13 Meet the Hosts
01:28 DIY Investing vs. Professional Help
05:22 The Emotional Side of Investing
07:27 Choosing the Right Financial Professional
14:35 The Role of a Financial Advisor
21:31 Key Questions to Ask Your Advisor
30:18 Conclusion and Final ThoughtsOpinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Weathering Market Declines: Early Retirement Strategies

In today's episode, financial advisors and retirement planners Sam Benson & Linwood Fraher discuss strategies for navigating market downturns. They emphasize the importance of staying calm and not reacting emotionally to market corrections, which are more common than many think. Highlighting the dangers of attempting to time the market, they recommend maintaining a diversified portfolio and seeking professional advice. Using historical examples, including the 2008 financial crisis and the 2020 Covid crash, they illustrate why long-term investing and not panicking can lead to better financial outcomes. Listeners are encouraged to prepare for market dips and work with a fiduciary financial professional to ensure their retirement plans can withstand market volatility.
http://retirewithmartin.com/ <- Learn about working with us
www.planwellretirehappy.com
00:00 Introduction and Greetings
00:12 Market Dive: Initial Thoughts
01:13 Personal Updates and Market Analogies
01:48 Understanding Market Corrections
04:39 Frequency and Impact of Market Corrections
09:10 Emotional Reactions to Market Downturns
09:58 Lessons from the 2008 Financial Crisis
11:42 The Importance of Staying Invested
14:59 Diversification and Portfolio Management
17:57 The Role of Financial Advisors
24:12 Final Thoughts and Conclusion
Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Retire Early, Live Fully: Enjoying Retirement Beyond The Money

In this episode of the Retire Early Podcast, hosts discuss effective ways to maximize enjoyment during retirement with financial planner Sam Benson. They explore how to stay healthy, foster social connections, find a sense of purpose, and the importance of mental engagement. The discussion is guided by an article from Kiplinger on seven habits of a happy retirement, emphasizing exercise, social activities, mental challenges, optimism, gratitude, embracing technology, and the benefits of having pets. Personal anecdotes and practical advice are shared to help retirees lead fulfilling and joyful lives. The episode closes with important legal disclaimers and information about the hosts' advisory services.
 
http://retirewithmartin.com/ <- Learn about working with us
www.planwellretirehappy.com
 
 
00:00 Introduction and Guest Introduction
00:54 The Importance of Enjoying Retirement
03:35 Staying Healthy in Retirement
06:01 Fostering Social Connections
09:53 Finding Purpose in Retirement
13:00 Mental and Emotional Well-being
20:29 Embracing Technology
25:03 The Joy of Pets in Retirement
29:13 Conclusion and Disclaimers
 
Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.
 

Small Purchases, Big Regrets: Building Wealth for Early Retirement

Join financial advisors and retirement planners Sam Benson and Linwood Fraher of Martin Wealth Solutions in this episode of the Retire Early podcast as they delve into the real cost of daily habits, like buying a cup of coffee, on your long-term financial goals and retirement dreams. They explore concepts from David Bach's 'The Latte Factor,' discussing behavioral finance and the importance of mindful spending. Listen in for practical tips on saving money by adjusting day-to-day expenses and making smarter financial choices to ensure a prosperous retirement.http://retirewithmartin.com/ <- Learn about working with us
www.planwellretirehappy.com
00:00 Introduction to the Retire Early Podcast00:55 Casual Catch-Up and Hockey Talk02:45 The Latte Factor: Small Expenses, Big Impact03:29 Behavioral Finance and Personal Experiences11:35 Practical Tips for Saving Money15:11 Reflecting on Financial Decisions18:02 Conclusion and Next Episode Preview
 
Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

Beyond the Money: How to find purpose in retirement

In this episode of the Retire Early Podcast, hosts Sam Benson and Linwood Frayer discuss the non-financial aspects of preparing for an early and fulfilling retirement. They highlight the importance of planning how to spend your time, maintaining social interactions, and staying physically active to avoid health decline. Key topics include finding productive hobbies, ensuring social engagements, and health strategies for a vibrant retirement lifestyle. The episode also features personal anecdotes and tips on maintaining a grilling setup.
http://retirewithmartin.com/ <- Learn about working with an advisor
www.planwellretirehappy.com
Opinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

From Debt to Freedom: Your Path to Retiring Early

In this episode of the Retire Early Podcast, with financial advisors and retirement planners Linwood Fraher and Sam Benson of Martin Wealth Solutions, they'll discuss the essential role of debt management in retirement planning. They explore common debt types like credit cards, auto loans, student loans, and mortgages, and share strategies. The conversation also covers the emotional challenges of debt repayment and whether or not paying off a mortgage before retirement is advisable. They conclude with personal recommendations on what they've been reading and watching recently.
http://retirewithmartin.com/ <- Learn about working with an advisor
www.planwellretirehappy.com
00:00 Welcome to the Retire Early Podcast
00:56 Understanding National and Personal Debt
03:18 Debt Reduction Strategies
05:06 The Snowball Method and Other Approaches
10:07 Should You Pay Off Your Mortgage Early?
15:18 What We're Watching and Reading
18:31 Conclusion and Final ThoughtsOpinions expressed herein are solely those of Martin Wealth Solutions, unless otherwise specifically cited. Material presented is believed to be from reliable sources, but no representations are made by our firm as to another parties’ informational accuracy or completeness. Content provided herein is for informational purposes only and should not be used or construed as investment advice or a recommendation regarding the purchase or sale of any security. There is no guarantee that any statements, opinions or forecasts provided herein will prove to be correct. All information or ideas provided should be discussed in detail with an advisor, accountant or legal counsel prior to implementation. Past performance may not be indicative of future results. Indices are not available for direct investment. Any investor who attempts to mimic the performance of an index would incur fees and expenses which would reduce returns. Securities investing involves risk, including the potential for loss of principal. There is no assurance that any investment plan or strategy will be successful.

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